Merchant Accounts

face to face, over the phone and online

Account management like never before

nexpay analyse your Visa, MasterCard, American Express, Diners and JCB transaction costs. Reviewing tariffs, accounts and fees to negotiate competitive rates and simplify your payment acceptance.

Our consultants act as your dedicated card payment adviser. Navigating you through interchange, scheme fees and merchant acquiring bank charges in plain English.

We look after your business by reviewing rates either monthly or bi-annually against the market and industry changes. You benefit from ongoing cost reduction management.


Reviewing your costs, time and processes

  • Acquiring charges
  • Multi currency
  • Charge back's
  • Reconciliation management
  • Integrations
  • Automation
  • Dynamic Currency Conversion


Setting a foundation to grow

  • Pricing options
  • Moving from cash to cards
  • PSR and EU compliance
  • Account structure's
  • Managing fraud
  • Integrations
  • Automation


1) We start with a 10 - 30 minute call to understand what you want to achieve. If you are a switcher, we will require a merchant statement for us to better understand card usage and look for reductions.

2) Once we have scoped your current set up and if required investigated other solutions, we will provide you with a savings proposal or details of solutions available.

3) We implement everything for you and manage your account on a monthly basis.


nexpay use a range of tariffs on the market and discuss with each client the most beneficial pricing structure for the business. The most notable are Interchange plus, Blended or One rate pricing.


Average savings for SME's and Franchises is over £1,200 per year
The largest annual saving we have identified for an individual corporate client has been over £250,000

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